@SmartAboutMoney_za

SmartAboutMoney_za has been a member of Linktree for 4 years and joined in February 2022. The social media accounts linked to from SmartAboutMoney_za are: • Facebook • Instagram • YouTube • LinkedIn Besides social media accounts, SmartAboutMoney_za has populated their site with: • Rights for dads result in reduced maternity benefits for mums • What is a living annuity? • How should I lend money to friends and family? • What you need to know before tax season 2026 begins • Aspire to earning a passive income with a realistic plan • How credit bureaus collect a wealth of information about you • Build your business’s resilience by retaining your best clients • The biggest risk to your financial plan isn’t the market • What is a tracing agent? • Is your balanced fund overexposed to these risks? • What is cellphone insurance? • Don’t shun workplace benefits if you want to build a strong financial life • How can I make a valid will? • How to be financially savvy as a blended family • Planning your financial life as woman, a wife and a mother • A financial healing journey for women: she names, she heals, she builds • What is dividends tax? • What is telematics insurance? • Is your biggest client also your biggest borrower? • Small money, big future: how investing in your 20s pays off • Finfluencers, AI and the new advice gap: how to protect yourself • How can I set up good money habits? • The electric car you think you can’t afford might actually cost you less • What should I know before signing surety? • How to make inheritances for overseas heirs simple, fast and tax smart • Naming the money traumas shaping South African lives • How can retirement savings be split on divorce after retirement? • What is an actively managed exchange traded fund? • ConCourt decision nullifies contracts couples sign after customary marriages • Mastering your money: the seven key principles of cashflow management • What is a business credit profile? • A quiet change that makes a big difference to small businesses • What tax deductions can I claim as a salaried employee? • Why diversification still matters, especially when one market is winning • Retirement savings calculator • What is the tax threshold? • www.smartaboutmoney.co.za • What is reckless lending and how do I prove it? • Stay ahead of the class on fees and school extras • What is a discretionary fund manager? • Where to focus when markets are volatile • Who pays my medical expenses when I am in a road accident? • How can I set up a testamentary trust? • Who can be a dependant on my medical scheme? • The R15m exemption and why timing your business sale matters more than ever • Ways to get married in South Africa • VAT threshold relief for small businesses and contractors • Can you be overinsured with funeral policies? • Living together: Why am I financially vulnerable? • How can I set healthy boundaries for black tax? • Separating after decades: coping with grey divorce • What is the difference between a medical scheme and health insurance? • What do I need to know about insuring my vehicle? • What is homeowners building insurance? • Financial blind spots you should try to avoid this year • Watch: Tax and your savings pot withdrawals • Are funds out of fashion? Should you invest directly in the market? • Don’t make assumptions when it comes to providing for your minor children • Use budget planner on smartaboutmoney • How can I avoid a December budget blow-out? • How much lump sum disability cover do I need? • Your Financial Advisor: Architect of Your Wealth • Is pet insurance worth it? • Marriage Without Accrual: Your Financial Guide • Avoid Will Disputes: Professional Estate Planning • Students: Master Your Money with a Budget • SA Exchange Controls: Money Transfer Limits Explained • How can I use a lump sum to provide an income? • When is a donation tax deductible? • Help your child spend their allowance effectively • Claim Wear & Tear: Maximize Your Tax Deductions • Sports betting: wager or wise strategy? • Smart About Money: Make Good Financial Decisions • Expect tax certificates for cryptocurrency transactions soon • What should I know if I lend money to my employees? • Adult Child Returns? Manage Money & Set Boundaries • Married In Community of Property: Key Facts • How do you claim maintenance for a child? • How do we survive the birth of a baby financially? • What should a financial plan include? • Discretionary investments - your safety net for unexpected costs • Connection – The fuel that drives the engine of financial advice • Two-pot retirement system • The hidden price tag on your dream home: What banks won't tell you • What relief can I get if I can't pay my tax? • When will a disability policy pay out? • Does your password protect your savings and investments? • Family business as usual in unusual times • Could we still see a hike in VAT when the budget is tabled? • Hot topics • Ground rules for students funded by the bank of mom and dad • Debt repayment calculator • Adulting gets easier when you know how to go about saving and investing • Budget planner • How does inflation affect me and my budget? • Should I have budget rules? • Small business lessons we learned in 2024 • Franchises better positioned to succeed • Medical scheme networks can save you if you follow the rules • Path of least resistance to NHI: a 4% tax for healthcare free-riders • Stay balanced this Black Friday • Protect your income when you need it most • Don't worry about the world, just save enough for your retirement - Fink • What is a good way to manage my credit card? • Watch and Learn • How do I set savings and investment goals? • How to spot a fake financial services company • Why are passive funds more popular in the US than in SA? • What benefits does my medical scheme offer for mental health? • Your brain may need to be managed when it comes to money • What rights do I have when my goods are repossessed? • What is a money market fund? • Infographic: How will the savings pot be seeded from my existing retirement savings? • How do I invest in gold on financial markets? • What is an emolument attachment order? • Infographic: What is the two-pot retirement system? • What do I need to know about investing in gold? • Pre-authorisation does not mean your scheme will pay your bills • Is franchising the right business model for me? • Even after death: Costs. Costs? Costs! • How an enterprise and supplier development programme could help your SME • Two-pot retirement system FAQ • What is a franchise and how does it work? • The tricky job of managing a living annuity through retirement • When does my debt prescribe? • You, SARS and your duty to declare and pay tax • Don’t believe FX trading sites’ get-rich-quick hype • Why is it important to diversify across asset classes? • How can I save when there is more month than money? • Should I put my business in a trust to save on estate taxes? • How can you live a rich life • Two-pot retirement system: why advice is so important • What does it mean to be tax resident in South Africa? • What do I need to know about financing a car? • Is it time to give money its rightful role in your life? • What should I think about when buying a car? • Digital tools help small businesses master their money • Why schemes will contest the NHI Bill as soon as it is signed • Schemes get costlier as reform takes back seat to NHI • Who can collect my debt and how? • What should a financial plan look like? • Two-pot retirement system: don't just focus on the cash • What is a student loan? • Employers pay arrear retirement contributions after shaming • How can I avoid investing in a scam? • Can’t get no satisfaction? It is getting easier to complain to an ombud • Minimising the hidden retirement cost of maternity leave • NEWSLETTER: Look after yourself when an employer does not • Greater need for fairly priced pensions • What is my risk profile and why does it matter? • 10 tips for a bulletproof business plan • What is Shariah investing? • Time to pause and rethink 🤔 • Will I pay a late-joiner penalty if I join a medical scheme? • Do I need severe illness cover? • An increase in your earnings could kickstart your savings • Cash flow is the key to keeping small businesses afloat • What happens when you can’t make your car or home repayments? • How to make money • Balloon payments are no party • The antidote for financial product overwhelm • What happens if judgment is taken against you? • What does credit cost? • Unpacking the four-letter word: debt • What is a financial index? • What is capital gains tax? • Why is it important to make a will? • How to hack it financially as a single parent • How small businesses can master financial planning • Keith Engel: only one way to stop average tax rates rising • A special reminder to women to consider the “what ifs” • For how long can I still claim unpaid benefits from a life policy or investment? • How much equity exposure will ensure your retirement income grows? • Should I be registered for and paying provisional tax? • With a little knowledge and confidence, you too can be a great investor • Planning your money around your life • Effective tax planning saves SMEs time and money • Too many choices may be increasing your anxiety • What is the cash asset class? • How to choose the right capital structure for your small business • More tax from you will plug the hole in the national budget • The pitfalls of investing in buy-to-let property • How you can recoup some expenses for learning difficulties • What do I need to know about investing in a tax-free savings account? • How can I be financially secure as a stay-at-home parent? • Palesa Dube's lessons learnt as an entrepreneur • Is love enough to bridge a money gap? • Can I get redress for bad advice from the FAIS Ombud? • When life cover starts costing an arm and a leg • How to deal with medical scheme contribution increases and benefit reductions • Expect inflation-beating returns amid a noisy year in investment markets • What should you do if you inherit a firearm? • Enjoying the holiday season without a budget blowout • As citizens of the world, South Africans need more specialised advice • What should I look for in a well-run stokvel? • What do I need to know about getting a home loan? • How to get creditworthy when you don’t have credit • Two pots – don’t bank on getting access to your money in March • The savings KISS - keep it separate and simple • One of your most important financial decisions is the partner you choose • What is provisional tax? • Saving & Investing: Some lessons from history • Living annuity drawdown rate is personal • The value of a financial planner • Don’t be a victim of investment fraud - be vigilant all the time • How your grief case and other baggage is a drag on how you manage money • Small business, big decisions: mastering the art of financial decision-making • What do I need to know when buying a home? • What should I do when I earn my first salary? • What are the key things I need to know before I start investing? • Planning for life - your own small business • Filing the correct tax return is your responsibility • The personal finance lessons we can all learn from 2023 • Guaranteed pensions offering best rates in a decade • What is an umbrella retirement fund? • How can I invest for my children’s education? • What are stokvels and how safe are they? • What waiting periods can my medical scheme apply? • What is disability cover? • How do I know the difference between good and bad debt? • Why does my medical savings account run out before the end of the year? • How do I stay on the money in mid-life? • What is a bond and how can I invest in bonds? • 7 things you should know about the latest two-pot retirement proposals • What is an estate? • You can improve your retirement income with the right decisions • Why should I not ignore a letter of demand? • When costs keep rising • Hundreds of thousands of taxpayers hit with penalties for outstanding returns • What is asset allocation? • What is a prescribed minimum benefit? • Retirees with multiple incomes need to carefully consider SARS tax directives • How can I make money investing in listed property? • Asset classes – the things in which you can invest • Employer short-paying retirement fund ordered to make good • How can I make money investing in shares? • What expenses can I deduct from my business? • Do I need a financial adviser? • Can my small business pay some of my personal expenses? • Home equity release: shady scheme or lifesaver? • How do I declare business income for tax? • Prepared for anything • How much do I need to save for retirement? • How can I fill the employee benefits gap as a freelancer, contractor or small business owner? • Do you understand the ins and outs of your marriage contract? • Contributing regularly gives you the benefit of rand-cost averaging • How can I manage financially on an irregular income? • When life happens … are you anchored? • How can I protect myself from my life partner’s business debt? • Homeowners need to be prepared for interest rate hikes and other costs • Bursting the bubble and other myths about passive investing • Should I use my own money to start a business? • Where can I get funding to start a business? • Volatility sees more investors diversify with hedge funds • Things are bad in SA, but managers are still choosing local • How are retirement fund excess contributions treated in retirement? • Managing debt • Choosing to live childfree puts a new focus on your financial plans • What will bracket relief save me in tax? • Watch: Know your numbers when you are in debt • What is the two-pot retirement savings system? • Taxes we pay • Infographic: Three tax advantages of a retirement fund • What does the 2023 Budget mean for your finances? • When ageing parents can no longer care for themselves • Opposites attract but can love conquer all? • How do retirement annuities allow me to create my own retirement savings? • What is a primary healthcare plan? • How do I talk to my aging parents about their finances? • Instant wealth's allure often has hellish consequences • How can I improve my credit score? • What is a credit bureau? • Is debt consolidation or counselling best for my debt problem? • Is debt consolidation a good idea? • Match your 2023 goals with your budget • What is a bank overdraft? • What is a robo-adviser? • Why you need to be alive to changes in your group life cover • Should you use buy now, pay later credit? • What is a debt consolidation loan? • What is my credit report? • How does a credit provider determine how much credit I can afford? • Property can be a great investment until it goes pear-shaped • Recession looms but offshore investors’ pain may ease • Do you understand the investing for good lingo? • It’s a real risk to have a large gap in your life cover • How to plan a career break to pursue an adventure of a lifetime • Focus on things that matter for your well-being • What is the effect of investing sustainably on my returns? • What is greenwashing? • Crypto assets are now financial products – what does that mean? • WATCH: Why unit trusts are good investments • What is credit life cover • What are ESG fund ratings? • Downed by pessimism or a serious possibilist? • Why social media is not the place for solid financial advice • How do asset managers use ESG to invest sustainably? • Does the taxman need to know about your side-hustle? • What is ESG? • Inflation! The real-life financial horror story • Who sets the interest rates and how do they affect me? • Debt review • Good debt vs bad debt • You want me to make a will? • Sustainable investments • Can you claim a home office tax deduction? • How to survive the birth of a baby financially • How can I make good plans to buy my first home? • Money tips • Tools and calculators • Healthcare cover • Tax free savings account vs. retirement fund?