Question 1

Why Buyers Choose SMDC?

Accepted Answer

SM Development Corporation (SMDC) is a core residential brand and one of the leading Philippine property developer under SM Prime Holdings, known for accessible, resort-style residential developments with strong investment potential and direct integration to SM Malls and commercial hubs.

Core Strengths: Strategic locations, resort-like amenities, direct mall integration, flexible payment terms, and strong rental yields (AirBnB rental-ready)

SMDC Heights: High-rise condos for fast-paced urban living.

SMDC Nature: Mid-rise condos centered on greenery and wellness.

SMDC Symphony Homes: Horizontal (house & lot) developments offering space for growing families.

Got a space for you at SMDC, the Home of the Good Guys!

Question 2

How to reserve a unit at SMDC?

Accepted Answer

Reserving an SMDC unit requires a simple 4-step process and basic documentation:

HOLD UNIT: Select a unit with an SMDC Specialist.
PAY FEE: Pay the reservation fee via BDO, GCash, card, or wire transfer.
SUBMIT INITIAL DOCS: Hand in signed forms, IDs, and proof of payment.
COMPLETE (30 Days): Submit TIN, PDCs, and proof of income.

Basic Reservation Requirements
● 2 Valid Government-Issued IDs (with 3 specimen signatures)
● Signed SMDC Buyer’s Information Sheet (BIS), Reservation Agreement (RA), and Schedule of Payment (SOP)
● Proof of Paid Reservation Fee
● Tax Identification Number (TIN) (or BIR Form 1904)
● For Overseas Buyers: Special Power of Attorney (SPA) for your local representative

Question 3

Can I use a Pag-IBIG Housing Loan to buy an SMDC property?

Accepted Answer

Yes, Pag-IBIG Housing Loans may be used to purchase eligible residential properties, including condominium units and house-and-lot properties. For SMDC, Pag-IBIG financing is available only for qualified projects and inventory. Qualified buyers may apply for a housing loan of up to PHP10 million, subject to Pag-IBIG eligibility and approval.

Contact me to confirm whether the specific project, tower building, phase, or unit you are considering is eligible for Pag-IBIG financing.

Why Pag-IBIG financing?
• Interest is based on Repricing Period
• Maximum loan term is 30 years
• Advance payment to principal is allowed
• No extra charge for the full payment of loan
• Multiple loan availment

Sennet Zerna

🏡 Your Real Estate Salesperson in SMDC | Let's make your dream home a reality! ✨

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