Please contact me wkdorg@gmail.com for any questions. 
Thank you for using my referrals!

Woody K | Linktree

My Referral Page

(PA, OH, IN, KY, WV)

Step1: Register at my referral page 
Step2: There are 3 options for opening the account 1.Online (Chex Sensitive) 2.By Phone (limited to PA, OH residents) 3. In Branch (not sure if OOS able to do) I opened in branch in Cincy area ---> Promo Code "FCBIZ2" by 7/28/26

Requirements for Referral Bonus (within 60 days)
Completes a minimum of $2,000 in cumulative deposits within 60 days of account opening

Requirements for New checking account (within 60 days)
Earn $300 with 10 qualifying transactions and $3,000+ in deposits within 60 days OR earn $500 with 10 qualifying transactions and $5,000+ in deposits 

First Commonwealth Bank (Business) : New Checking $300 or $500 + Referral $150

(Nationwide) Branches are in North Alabama

Step1: Register at my referral page 

Step2: Open a checking account https://www.bibank.com/earn-200-when-you-open-a-new-checking-account All application will be manually approved by a banker

Requirements for Referral Bonus (within 60 days)
Complete five (5) or more debit card transactions (excluding ATM withdrawals) AND Enrolls in online banking

Requirements for New checking account.
1.Set up recurring direct deposits
2.Must maintain an open and active account for 60 days from account opening

Bank Independent (Business) : New Checking $200 + Referral $150

My Referral Link

(Nationwide)

Step1: Claim offer using my referral link

Step2: Open a SoFi Checking & Saving account.

Step3: Make $5000 direct deposits

SoFi : New Checking $400 + Referral $25

My referral link

(Nationwide) No ChexSystems pulled

Step1: Use my referal link below to sign up a new account

Step2: Once account opened, receive $500 or more in qualifying direct deposits within 45 days of account opening.

Expires 6/30/2026

Varo Bank : Referral $150

(Nationwide) Branches are in Indianapolis

Step1: Register at my referral page 

Step2: Open a checking account https://www.elements.org/open-an-account/?path=Checking

Step3: Have two (2) or more external direct deposits of $500 or more each within 90 days

Elements Financial Credit Union : Referral $50

(Nationwide) Branches are in North Alabama

Step1: Register at my referral page 

Step2: Open a checking account https://www.bibank.com/earn-200-when-you-open-a-new-checking-account All application will be manually approved by a banker

Requirements for Referral Bonus (within 60 days)
Complete one (1) or more direct deposits totaling at least $500, OR
Complete 15 or more debit card transactions (excluding ATM withdrawals)

Requirements for New checking account.
1.Set up recurring direct deposits
2.Must maintain an open and active account for 60 days from account opening

Bank Independent (Personal) : New Checking $200 + Referral $50

(IN, KY Louisville Henderson) 

Step1: Register at my referral page. You will get a promo code
Step2: Use a promo code to open accounts online
Step3: Make 2 direct deposits ($400 minimum/deposit)

* Account must be open at least 1 year*
(Expires 7/31/2026)

Indiana Members Credit Union : Referral $200

EARN A $300 BONUS after spending $500 on purchases in your first 3 months from account opening. By using my referral link below.

Chase Freedom Unlimited : $300 Bonus + No Annual Fee

Step1 : Open a new checking account by using my referral link below
Step2 : Make direct deposits totaling $500 or more within 90 days

Chase Bank : New Checking $400

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. By using my referral link below

Capital One Quicksilver : $200 Bonus + No Annual Fee

Capital One Savor : $200 Bonus + No Annual Fee

(Nationwide) No Chex pulled
$1000 max Credit Card funding

Step1: Open a new checking account using my referral link. 
Step2: Must include unique referral code WUTTIPONGK84 in your application.

Requirements 
Just open the account and use a debit card. Account must remain in good standing for 6 months

On Tap Credit Union : Referral $50

(MI, IN)

Step1:  Register at my Referral Page 
Step2: Open a new checking account with promo code "Get250" https://www.everwisecu.com/get250-se/get-started

Requirement for Referral Bonus (within 60 days)
Enroll in eStatements through mobile or online banking, OR
Complete one (1) direct deposit totaling $500 or more

Requirements for New checking account (within 60 days)
A) Enroll in eStatements using mobile or online banking.
B) Make at least ten (10) Debit Mastercard purchase transactions.
C) Make electronic deposit(s) of $500 or more to your new checking account. 

Everwise Credit Union : New Checking $250 + Referral $50

Requirements (within 90 days)
Step1: Register at my referral page 
Step2: Establishes a recurring direct deposit, with each deposit being $250 or more

First Florida Credit Union : Referral $50

(PA, OH, IN, NY)

Step1: Register at my referral page 
Step2: Open a new checking account online or in branch. No promo code needed. Valid for Affinity, Affinity Plus or Affinity Premier checking. I opened Affinity checking in branch

Requirements (within 60 days)
1.Make direct deposits total $1000 or more
2.Make 10 debit transactions (ATM, POS, Wallet)

Northwest Bank : Referral $200

(CT, DE, DC, ME, MD, MA, NH, NJ, NY, PA, VT, VA, WV)

Step1: Register at my Referral page
Step2: Open a new Checking account by 7/31/2026 https://campaigns.mtb.com/personal/banking/cash-bonus-offer Promo code "TG"

Requirement for new checking (within 90 days)
Make at least $500 in qualifying direct deposits

Requirement for referral (within 90 days)
Complete one (1) or more qualifying direct deposits totaling at least $500

M&T Bank : New Checking $400 + Referral $50

(Nationwide) $1000 max Credit Card funding

Step1: Register at my referral page 

Requirements (within 60 days)
1.Makes fifteen (15) or more debit card transactions of $10 or more
2.Has one (1) or more direct deposits totaling at least $250

OnPath Credit Union : Referral $150

(IL, IN, IA, KY, MI, MN, TN, WI)

Step1:  Register at my referral page 
Step2:  Open a new checking account. No promo code needed. Valid for both Preferred and Everyday Checking Account. I opened Everyday Checking in branch 

Requirements for Referral Bonus (within 60 days)
1.Make 10 debit card purchases 
2.Make 1 or more total direct deposits total at least $500

Requirements for New checking account.
1.Make qualifying direct deposits totaling at least $12,000 into new account within the first four months of account opening  600 Bonus ***
2.Make 3 or more qualifying direct deposits totaling at least least $3,500 into the new account within the first four months of account opening for $250 Bonus
3.Account must open at minimum 130 days. 

My experience
Very Chex Sensitive. I recommend to open in branch because I was rejected by their systems but a banker help me to override it if your stats are not bad. My stats at the time 0/1, 1/3, 6/6, 12/12. Using Fidelity CMA for direct deposits

Old National Bank : New Checking $300 or $600 + Referral $50

(PA, OH, IN, KY, WV)

Step1: Register at my referral page 
Step2: There are 3 options for opening the account 1.Online (Chex Sensitive) 2.By Phone (limited to PA, OH residents) 3. In Branch (not sure if OOS able to do) I opened in branch in Cincy area ---> Promo Code "‘FCB400"  by 7/31/2026

Requirements for Referral Bonus (within 60 days)
One (1) direct deposit of $250 or more OR Ten (10) debit card purchases

Requirements for New checking account (within 60 days)

Get $200
Complete 10 or more qualifying debit card purchases

Get more $200 (Must be Hometown Checking Plus or Hometown Checking Premium)
Complete $2,000 or more in cumulative deposits within 60 days of account opening.

First Commonwealth Bank (Personal) : New Checking $400 + Referral $50

(AZ, CA, FL, IN, MI, NJ, NY, OH, WI)

Step1: Register at my referral page 

Step2: There are 2 options for a checking bonus account. Flagstar Ready Checking $300 bonus and Flagstar Elite Checking $500 bonus. https://www.flagstar.com/promo/retail/checking-cash-offer.html

Requirements for Referral Bonus (within 90 days)
1.Complete 10 or more debit card purchases OR making 10 payments using Bill Pay or Zelle
2.Make 1 or more total direct deposits total at least $1000
3.Maintain an open account status in the eligible account for 90 days

Requirements for New checking account.
1.Maintain an average daily balance of $500 or more for the first 90 days.
2.Set up one or more direct deposits totaling $500 or more in the first 90 days.

Flagstar Bank : New Checking $300 or $500 + Referral $200

Bank Account Bonus

Credit Card Bonus

Example and Offer disclosures

(MO, OK, KS, IL, FL, CO)

Step1 : Send an email to me wkdorg@gmail.com , I will send you back my unique referral code.
Step2 : Open a new checking account (Free checking is not eligible). See an example and offer disclosures at link below

Requirements (within 90 days)
1. Deposit $50 or more at account opening.
2. Have at least two or more direct deposits with a cumulative total of $800.
3. Minimum balance of $50.00 required 90 days after account opening.


Woody K

Please contact me wkdorg@gmail.com for any questions. Thank you for using my referrals!

Bank Account Bonus

Credit Card Bonus