Twelve Points
www.twelvepoints.com
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Upcoming Webinars
6/18 - Financial Empowerment for Women: A Practical Guide to Confident Money Decisions
6/18 - Financial Empowerment for Women: A Practical Guide to Confident Money Decisions
Women face unique financial challenges—but also possess powerful strengths when it comes to planning, prioritizing, and investing for the long term. This session is designed to help women build confidence with money by understanding their values, setting clear goals, and developing strong financial habits. We’ll walk through the core components of financial wellness: budgeting with intention, saving consistently, investing wisely, preparing for retirement, and protecting your financial life through insurance and estate planning. We’ll also explore the emotional side of money, the common barriers many women encounter, and how to navigate them with clarity and confidence. This is a supportive, judgment-free session created to help women strengthen their financial foundation and build long-term security.
6/25 - Evaluating Your Investment Portfolio: What Every Investor Should Know
6/25 - Evaluating Your Investment Portfolio: What Every Investor Should Know
Your investment portfolio doesn’t have to be confusing! Learn what to focus on, what to watch out for, and how to identify potential smart adjustments to help you stay on track for your retirement goals.
2026 Webinars
2026 Webinars
2026 - Center for Women Webinars
2026 - Center for Women Webinars
Webinar Replays
Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap
Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap
Twelve Points is an independent Registered Investment Advisor with offices in Concord, MA. Subscribe to our YouTube channel: https://www.youtube.com/channel/...
Stronger Than Ever: How to Age Well and Feel Amazing
Stronger Than Ever: How to Age Well and Feel Amazing
Twelve Points is an independent Registered Investment Advisor with offices in Concord, MA. Subscribe to our YouTube channel: https://www.youtube.com/channel/...
Real Estate Essentials: Buying, Selling & Renting with Confidence
Real Estate Essentials: Buying, Selling & Renting with Confidence
Twelve Points is an independent Registered Investment Advisor with offices in Concord, MA. Subscribe to our YouTube channel: https://www.youtube.com/channel/...
Make Your Retirement Fulfilling – Follow Your Passion
Make Your Retirement Fulfilling – Follow Your Passion
Twelve Points is an independent Registered Investment Advisor with offices in Concord, MA. Subscribe to our YouTube channel: https://www.youtube.com/channel/...
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
Twelve Points is an independent Registered Investment Advisor with offices in Concord, MA. Subscribe to our YouTube channel: https://www.youtube.com/channel/...
From Allowance to Independence: Raising Financially Fit Kids
From Allowance to Independence: Raising Financially Fit Kids
Articles
The “Magic Retirement Number” Isn’t Really the Point
The “Magic Retirement Number” Isn’t Really the Point
Written by: Greg Phillips, AIF®, CPFA®, C(k)P® Every year, new headlines seem to tell us the same thing. One year it’s “You need $1 million to retire.”
The Hidden Risk in Your 401(k) Plan: Payroll Codes - Twelve Points
The Hidden Risk in Your 401(k) Plan: Payroll Codes - Twelve Points
Written By: Neil Tremblay When plan sponsors think about fiduciary risk, they often focus on investments, fees, or compliance testing. But one of the most
Staying Financially Grounded When Life Gets Messy
Staying Financially Grounded When Life Gets Messy
Life rarely unfolds in a straight line. Careers pivot, relationships evolve, health challenges arise, and unexpected opportunities, or setbacks, can shift
The College Conversation
The College Conversation
Written by: Deborah Cartisser When it comes to selecting the right college, families should start the discussion with money. With all the choices
Market Volatility Is Inevitable. Investor Behavior Is What Matters.
Market Volatility Is Inevitable. Investor Behavior Is What Matters.
Written by: Greg Phillips, AIF®, CPFA®, C(k)P® If early 2026 reminded investors of anything, it’s this: markets don’t move in straight lines. Market
Francesca Federico Named #1 on the 2026 AdvisorHub Women RIAs to Watch List
Francesca Federico Named #1 on the 2026 AdvisorHub Women RIAs to Watch List
Retirement Savings Strategies at Every Decade
Retirement Savings Strategies at Every Decade
Read More Blogs
Read More Blogs
About Twelve Points
New England’s 50 fastest-growing companies - The Boston Globe
New England’s 50 fastest-growing companies - The Boston Globe
For the first time, the Globe and Statista rank the region’s revenue-growth champions.
Boston Business Journal 50 Fast Growing Companies in Boston
Boston Business Journal 50 Fast Growing Companies in Boston
Important Disclosure Information
Important Disclosure Information
Important Disclosure Information Privacy Notice Twelve Points Wealth Management (“Company”) is an SEC registered investment adviser located in Concord, Massachusetts. A copy of the Company’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request. The Company may only transact business in those states in which it is registered, or qualifies for an exemption […]
Full Disclosure
Full Disclosure
Important Disclosure Information Please remember that past performance is no guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Twelve Points Wealth Management […]
Twelve Points Podcast
Twelve Points Podcast
Congratulations Francesca Federico
Congratulations Francesca Federico
Wealth Advisory
Wealth Advisory
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