Tom Winski, Mortgage Professio
Accredited Mortgage Professional with over a decade of experience!
Tom Winski, Mortgage Professio Instagram
Tom Winski, Mortgage Professio Instagram
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Tom Winski, Mortgage Professio Facebook
FREE Welcome Call - 15min
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Winskitom
FREE Welcome Call - 15min
Making the Choice: 25 vs. 30 Year Amortization 🏡
Making the Choice: 25 vs. 30 Year Amortization 🏡
In this video, I compare the benefits and drawbacks of a 25-year versus a 30-year amortization for first-time homebuyers. I explain how a 30-year plan can offer quicker home ownership and increased cash flow for expenses. By making additional principal payments, you can offset the higher interest costs and potentially save thousands in the long run. The decision ultimately depends on your financial goals and priorities.
Understanding Appraisals in Real Estate Market 🏡
Understanding Appraisals in Real Estate Market 🏡
In this video, I delve into the crucial topic of appraisals in real estate transactions. Understanding why appraisals occur is vital for managing client expectations and ensuring smooth transactions. I explain various factors that can trigger an appraisal request by a lender, such as property location, size, and listing description. It's not just about the purchase price! I provide examples to illustrate how a high purchase price can lead to out-of-pocket expenses for clients, potentially causing financing issues.
Homebuyers Seminar with William Van Dam & Tom Winski
Homebuyers Seminar with William Van Dam & Tom Winski
Join us for a Homebuyers Seminar with William Van Dam & Tom Winski to get expert tips on buying your dream home!
Apply Today!
Apply Today!
Visit My Website!
Visit My Website!
Tom Winski, your mortgage professional servicing the Burlington, Oakville and surrounding areas.
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