loanDepot Mortgage Loan Officer, Salem, Oregon

Team Holestine loanDepot is a one-stop shop for mortgage information from applying for a home loan in the Willamette Valley Oregon., finding out what your home is worth, contacting our mortgage professionals, and reading our customer mortgage reviews.

@TeamHolestine | loanDepot | Linktree

HOW MUCH HOUSE CAN I AFFORD IN OREGON?

Most buyers qualify based on income, debts, credit guidelines, and down payment. Online calculators can help, but a verified preapproval provides a more accurate number.

HOW MUCH DO I NEED FOR A DOWN PAYMENT?

Down payment requirements vary by loan type. Some programs allow as little as 0–3% down for qualified buyers.

HOW FAST CAN I GET PREAPPROVED?

With complete information, preapprovals are often issued the same day. This helps buyers write stronger offers with confidence.

VA, FHA, OR CONVENTIONAL - WHICH IS BETTER?

Each loan program has different benefits depending on eligibility, credit, and the property. The best option depends on the buyer’s goals and situation.

NEXT STEP:

A clear preapproval helps buyers understand budget, loan options, and purchasing power before making an offer.

Mortgage Q&A (Start Here)

WHO IS ELIGIBLE FOR A VA HOME LOAN?

VA home loans are available to eligible veterans, active-duty service members, and certain surviving spouses.

HOW MUCH DOWN PAYMENT IS REQUIRED FOR A VA LOAN?

VA loans typically allow zero down for qualified homebuyers, depending on eligibility and property type.

WHAT LOW-DOWN-PAYMENT MORTGAGE OPTIONS ARE AVAILABLE?

Some mortgage programs allow as little as 0–3% down, depending on credit, income, and location.

ARE USDA LOANS AVAILABLE IN MARION OR POLK COUNTY?

Some rural and semi-rural areas may qualify for USDA loans based on location and household income guidelines.

ARE LOW-DOWN-PAYMENT MORTGAGES HARDER TO QUALIFY FOR?

They require meeting specific mortgage guidelines, but many homebuyers qualify when the loan is structured correctly.

NEXT STEP:

Reviewing eligibility helps identify which low-down-payment mortgage options fit best.


VA & Low-Down-Payment Mortgage Questions

Start Your Mortgage Application

Contact: Chase Holestine

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@TeamHolestine | loanDepot

Chase Holestine

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Chase Holestine

loanDepot Mortgage Loan Officer, Salem, Oregon

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