Milbonita Financial Guide

Hi, I'm Milbonita K. Altrecha — Financial Educator (Insurance & Mutual Funds) and GDipICL student at Queen's University, pursuing RCIC licensure through the CICC. My journey began with a personal wake-up call: approaching retirement without the security I wanted for my family. I took control, rebuilt my finances, and turned that experience into a mission to help others do the same. As an immigrant myself, I understand that financial security and the immigration journey often go hand in hand — and I am passionate about supporting both. Today, I help individuals and families: · Increase income and protect what matters · Reduce debt and improve cash flow · Build long-term wealth through clear, practical strategies · Navigate Canadian immigration with informed, ethical support Financial education changed my life — and it can change yours too. Let's create a simple, confident plan for your future.