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This is Part 1-3 of a mini-workbook to help you begin to build your own financial plan.

@financialcraic guide to Personal Finance(Ireland)

Free Financial Craic guide to Personal Finance (Ireland)

Most people have a rough idea of where they want to be in five years. Very few have it written down anywhere. This spreadsheet changes that.
Built specifically for Irish residents, the Financial Craic 5 Year Plan is a straightforward, fill in the yellow cells tool that gives you a clear picture of your financial life from here to 2030. No jargon, no financial degree required, just honest numbers about where you stand and where you are headed.
It covers everything in one place. Your income, your tax (using the free KPMG calculator), your mortgage and loans, your savings, your pension, your investments and your net worth. All of it talking to each other, all of it updating automatically as you fill it in.
What you get is a 5 year cashflow statement showing your annual surplus or shortfall, a 5 year net worth projection showing how your assets and liabilities move over time, and a dashboard that pulls it all together into a single clean summary you can actually make sense of.
It accounts for the Irish stuff that generic templates ignore. DIRT on your deposits. Exit Tax on ETFs. USC and PRSI. Revenue pension limits. Child benefit. The things that actually apply to you living and earning here.
Think of it as the conversation you always meant to have with a financial adviser, except you can have it at your kitchen table on a Sunday morning, at your own pace, for free.
Download it, open it, and find out what your next five years actually look like.

Financial Craic 5 Year Plan

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