Santos, Shi, Ye, Zamora

Effects of Financial Literacy, Digital Credit Use & Impulsive Buying on Financial Stress: Debt Level as Mediator Among Manila BNPL and Loan App Users Aged 18–23

Approved Thesis 1 Paper (PDF)

Approved Thesis 1 (WORD)

Thesis 2 Paper (PDF)

Thesis 2 Paper (WORD)

Google Form of Questionnaire

Cleaned Data File

Video Recording of Data Run

Raw File from Statistical Software

List of Revision from Thesis 1

About this account

david_shi

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JoinedNovember 2026

Santos, Shi, Ye, Zamora has been a member of Linktree for less than a month and joined in November 2026. Resources david_shi has populated their site with include: • Approved Thesis 1 Paper (PDF) • Approved Thesis 1 (WORD) • Thesis 2 Paper (PDF) • Thesis 2 Paper (WORD) • Google Form of Questionnaire • Cleaned Data File • Video Recording of Data Run • Raw File from Statistical Software • List of Revision from Thesis 1