How do I start the process to buy a home?

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To get started on buying a home, you'll need to prepare a few key things to ensure a smooth process. As your realtor, I can walk you through each step to guide you through the process and negotiate on your behalf. Here is a checklist:

1. Define Your Goals - Create a list of what you need in a home (location, size, amenities, rooms). What is your reason for buying a house?
2. Documents to Gather - To get started on a Pre-Approval, you will need to gather Proof of Income and Status that the lender will need to get you started.
- 1 year W2 / 2 Years 1099 if self-employed
- Government ID
- 620 above credit score (credit help is available)
- 3.5% saved up for down payment (dp assistance is possible)
3. Mortgage Pre-Approval - Contact a lender to get pre-approved and start searching for homes!

Lucas Braga | REALTOR®

Working diligently so you can have a place to call home!

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