GOBankingRates

GOBankingRates has been a member of Linktree for 2 years and joined in April 2024. The social media accounts linked to from GOBankingRates are: • Facebook • Instagram • TikTok • YouTube • LinkedIn • X Besides social media accounts, gobankingratesgo has populated their site with: • Best Banks 2026: Meet Your Money Goals • Low-Risk Accounts Financially Savvy People Trust for Reliable Returns - And How You Can Use Them • ChatGPT Reveals How To Retire Without a 401(k) • Our Editorial Guidelines • GOBankingRates.com • Before You Quit Your Job, Make These Key Money Moves | Jannese Torres • How Millennials Can Retire Wealthy With Smart Planning | Barbara Ginty • Money Numbers You Should Check at the Beginning of the Year | Austin Kilgore • 5 Simple Steps to Build Wealth in the New Year | Lea Landaverde • Money Resolutions To Help You Plan for Early Retirement | Shang Saavedra • Smart Money Moves to Buy a Home in 2026 | Nikki Beauchamp • Why Gen X’s Holidays Are the Most Expensive — and What They’re Doing About It | Dr. Preston D. Cherry CFP • Here’s Why ‘Financial Discipline’ Won’t Solve Your Holiday Money Stress — and What Will | Dana Miranda • 6 Money Habits To Set You Up for a Stress-Free New Year, According to a CFP | Taylor Kovar • 7 Expert Holiday Shopping Tricks That Actually Save You Hundreds | Andrea Woroch • 6 Reasons You’ll Be Glad You Cut Back This Holiday Season, From a Money Pro | Alejandra Rojas • Day 84: 16 Investments To Consider Ranked by Expected Return — From Safest to Riskiest | Brian Feroldi • Day 85: 3 Ways To Use Credit Card Rewards To Save Thousands on Travel | Kara Greene • Day 86: Middle-Class Habits That Hold You Back From Building Wealth | Nicole Lapin • Day 87: The No. 1 Reason New Businesses Fail, According to a Shark Tank Investor | Daymond John • Day 88: 5 Crypto Strategies Even Beginners Can Use To Build Wealth | Austin & Aaron Arnold • Day 89: 5 Overpriced Everyday Items the Middle Class Should Buy at Dollar Stores Instead | Austin Kilgore • Day 90: How To Tell if Your Old Coins Are Worth Money | Donn Pearlman • Day 77: Max Out Your 401(k) Match to Get Free Money | J. David Stein • Day 78: 3 Habits To Break Now if You Want To Retire Early | Marc Russell • Day 79: How Frugal Habits Can Fund the Life You Really Want | JC Rodriguez • Day 80: Does the 50/30/20 Budgeting Rule Still Really Work? | Chris Browning • Day 81: AI Tool Helps Car Buyers Negotiate Better Deals Online | Zach Shefska • Day 82: How To Hack Credit Card Rewards Without Blowing Up Your Budget | Barbara Ginty • Day 83: Teach Kids About Money - Tips to Raise Future Millionaires | Ross Mac • Day 70: 2 Common Credit Score Myths That Can Tank Your Finances - And How To Fix Them | Julien Saunders • Day 71: Here's How To Retire Comfortably Without a 401(k) | Wade Pfau • Day 72: Hate Your Job? Here's How To Switch Without Losing Your Mind Or Your Money | Jean Luo • Day 73: 3 Investing Myths That Could Be Costing You Thousands In 2025 | Eric Pan • Day 74: 3 Underrated Credit Store Boosters That Actually Work | Erin Confortini • Day 75: High-Yield vs. Money Market: The Savings Decision That Could Cost You Hundreds | Ariel Serber • Day 76: The Best Money Habit To Teach Your Kids Early | Liz Claman • Day 64: Pre-Tax vs. Roth - Why This One Retirement Decision Confuses So Many People | Preston Seo • Day 65: This One Simple Money Hack Keeps One-Off Expenses From Wrecking Your Budget | Thomas Kopelman • Day 66: I Was A Millionaire By 26 - 3 Rules Every Young Person Should Know | Ryan Scribner • 5 Smart Ways To Use Your Tax Refund — and 3 Costly Mistakes To Avoid | Eryn Schultz • Day 67: 5 Ways To Get Promoted Early in Your Career, From a Former LinkedIn Insider | Cherie Brooke Luo • Day 68: Here’s the Beginner’s Credit Mistake That Could Haunt You for Years | Kiersten Saunders • Day 69: 3 Smart Moves for Investors Worried About Buying at the Top | Chris Sain • Day 57: 5 Red Flags To Look For Before Investing in a Company | Elizabeth MacDonald • Day 58: Financial Control Is Abuse — Here's What To Do | Dr. John Delony • Day 59: Here’s How To Avoid the Biggest Mistake Retirement Savers Make During a Market Downturn | Kourtney Gibson • Day 60: This Tax Confusion Could Be Costing You Money — a CFP Explains How To Fix It | Veronica Karas • Day 61: Here’s What Happens When You Stop Shopping for 30 Days | Tori Dunlap • Day 62: I Paid Off $300K in 3 Years — Here's How I Did It | Bernadette Joy • Day 63: The One Step Many Miss When Creating a Money Plan | Taylor Kovar • Day 50: Here’s Why Putting Your Savings in the Market Could Backfire — and What To Do Instead | Jeff Rose • Day 51: 4 Insurance Mistakes Most People Make — and How To Avoid Them | Marguerita Cheng • Day 52: Most Experts Say Buy Index Funds. Charles Payne Says Do This Instead • Day 53: Here’s How To Prepare Yourself for a Recession | Suze Orman • Day 54: Irregular Income? How to Budget and Stay Financially Steady | Jessica Moorhouse • Day 55: Here's Why It Takes More Than Hard Work to Get Rich | Kevin O'Leary • Day 56: The Budget Habit That Took Me From Debt to Millionaire in 10 Years | George Kamel • Day 43: The No. 1 Mistake Retail Investors Keep Making, According to Wall Street Insider | Dan Nathan • Day 44: Here's Why You Should Invest While the Market is Down | Warren Buffett • Day 45: Wealth-Building Habits of the Rich That You Might Want To Adopt | Graham Stephan • Day 46: Don't Refinance Until You Read This Mortgage Pro's Advice | Scott Bridges • Day 47: How Long It *Really* Takes To Get Rich | Robert Kiyosaki • Day 48: Here’s How Much of Your Paycheck You Should Save Each Month | Anita Kinoshita • Day 49: The No. 1 Thing That Will Transform Your Money Life | Tony Robbins • Day 36: 3 Reasons Gen Z Isn’t As Bad With Money As You Might Think | Lea Landaverde • Day 37: Here's How To Be Successful Financially Without Building a Budget | Dana Miranda • Day 38: 3 Ways To Protect Your Money from Inflation | Jason Brown • Day 39: 4 Reasons This 'Safe Investment' Isn't Always a Good Bet | Noah Hamman • Day 40: Signs You’re Losing Money to ‘Lifestyle Inflation’ — and How To Get Out of It | Allison Baggerly • Day 41: How To Access Private Equity (Without Being a Billionaire) | Christopher Zook • Day 42: 4 Ways To Avoid Bank Fees and Keep More of Your Money | Andrea Woroch • Day 29: Bitcoin Can Act Like ‘Digital Gold’ in Your Portfolio | Jan van Eck • Day 30: Multi-Millionaire Says Timing the Market is Impossible – Here’s What You Should Do Instead | Jeremy Schneider • Day 31: Mark Cuban Reveals His Formula for Side Hustle Success • Day 32: Best Money Moves in Your 20s, 30s, and 40s | Julie Guntrip • Day 33: How To Find the Right Balance Between Saving and Investing | Connor Bauserman • Day 34: Ways Managing Your Finances Becomes Trickier When You’re Self-Employed | Jannese Torres Rodriguez • Day 35: How the 1% Save on Taxes — and How You Can Too | Sarah Levy • Day 22: Ask These Before Tapping Into Your Home’s Equity | David Kimball • Day 23: Start Investing Now (Even If You Only Have $10) | Austin Hankwtiz • Day 24: Top Ways To Spot and Avoid a Scam | Andrew Lokenauth • Day 25: Want an Emergency Fund? Here’s the Stress-Free Formula | Andrew Latham • Day 26: Key Signs Your Credit Card Is Quietly Wrecking Your Finances | Chloe Moore • Day 27: The Most Common Retirement Mistake People Make | Steve Chen • Day 28: 2 Times It Doesn’t Make Sense To Pay Off Your Mortgage Early | Richard Coffin • Day 15: Hidden Costs of Homeownership That Can Wreck Your Budget | Jamila Souffrant • Day 16: Avoid These 4 Common Mistakes When You Get Rich Overnight | Brandon Copeland • Day 17: The One Loan That’s Almost Guaranteed To Deliver Financial Disaster | Michelle Kruger • Day 18: The One Habit Keeping You in Credit Card Debt | Liz Claman • Day 19: Start Investing With Less Than $1,000 | Alonso Rodriguez Segarra • Day 20: The Only Investment She'll 'Never Sell' | Barbara Corcoran • Day 21: Simple Money Rule That Can Keep You Out of Debt | Vivian Tu • Day 8: How to Save Hundreds per Month | Michelle Schroeder-Gardner • Day 9: How to Build an Emergency Fund | Bola Sokunbi • Day 10: How Happy Couples Handle Money — Even When They Disagree | Emma Johnson • Day 11: Best Ways To Prioritize Your Savings Goals | Barbara Huson • Day 12: 1 Simple Fix for All Your Budget Problems | Kumiko Love • Day 13: You Always Want to Know Your Net Worth | Dr. Preston D. Cherry • Day 14: How to Avoid a Huge Tax Bill After a Side Gig | Shang Saavedra • Day 1: Best Way to Pay Off Debt | Dave Ramsey • Day 2: The Real Reason Couples Fight About Money | Rachel Cruze • Day 3: Are You Financially Ready to Have a Child? | Taylor Price • Day 4: Here’s Why Gen-Z Is Embracing Frugal Living | Brian Jung • Day 5: Credit Score vs. Credit Report | Jay Zigmont • Day 6: Why a Roth 401(k) Could Supercharge Your Retirement | Jamie Hopkins • Day 7: Can’t Pay All Your Bills this Month? | Prince Dykes • 2026 Tax Changes Retirees Need To Know | GOBankingRates • Tax Steps the Middle Class Overlook | GOBankingRates • CPA Shares 4 Tax Credits Parents Miss | GOBankingRates • Ways To Get Money Back From the IRS Using Tax Credits | GOBankingRates • Crypto Taxes: What Triggers a Taxable Event | GOBankingRates • Will Tax Refunds Be Bigger in 2026? | GOBankingRates • CPA: How To Submit Tax Documents | GOBankingRates • CPA: 5 Estate Tax Mistakes Seniors Make | GOBankingRates • DIY Taxes: Which Option Saves You Money? | GOBankingRates • Why High Earners Rarely Get Big Tax Refunds | GOBankingRates • How a Side Hustle Can Affect Your Taxes | GOBankingRates • Money Move To Lower Tax Bill Before Filing | GOBankingRates • Tax Pros Reveal 3 Investment Moves That Can Push You into a Higher Tax Bracket • Tax Planning vs. Tax Prep: Key Differences | GOBankingRates • 5 Tax Mistakes That Can Delay Your Refund | GOBankingRates • 3 Reasons Your Tax Refund May Be Smaller in 2026 | GOBankingRates • Smart Ways To Lower Taxes Before Retirement | GOBankingRates • Ask a Pro: What To Consider for Retirement | GOBankingRates • Narrow Roth Conversion Window Retirees Miss | GOBankingRates • 3 Tax Traps That Hit Dual-Income Married Couples | GOBankingRates • Why Many Won't Qualify for New Tax Breaks | GOBankingRates • Why 'Close Enough' Tax Math Can Cost You | GOBankingRates • IRS Saver's Credit: Can Save Up to $2K | GOBankingRates • Your Tax Software Questions Answered | GOBankingRates • Middle Earners: Tax Hacks That May Backfire | GOBankingRates • How New SALT Rules Raise Your Tax Refund | GOBankingRates • No. 1 Filing Mistake That Wipes Out Refunds | GOBankingRates • Retirees: Tax Mistakes That Cut Your Refund | GOBankingRates • 5 Warning Signs You're Not Ready for 2025 Taxes | GOBankingRates • Which Bonds Fit Best in a Taxable Account | GOBankingRates • 5 Tax Optimization Tricks Every Investor Needs To Know | GOBankingRates • CPA: Rental Property Tax Deductions To Know | GOBankingRates • Tax Decisions People Regret Making Too Late | GOBankingRates • www.gobankingrates.com • Day 91: Avoid These Costly Social Security Mistakes | Kim Gattis • Day 92: How to Pay Off Debt Fast on a Tight Budget | Jessica Moorhouse • Day 93: 5 Ways AI Is Quietly Reshaping the Stock Market — and How It Impacts Your Wallet | Lel Smits • Day 94: 6 Habits of Middle-Class People Who Eventually Become Wealthy | Kevin Reed • Day 95: 4 Signs You’ve Found a Home That’s a True Hidden Gem | Nicole Beauchamp • 4 Steps To Protect Middle-Class Finances | Jayant Mistry • Day 96: When Waiting to Claim Social Security Can Backfire | D'Andre Clayton • Day 97: 3 Money ‘Rules’ That Only Work for People With Stable Paychecks — and What To Do Instead | Alejandra Rojas • Day 99: 5 Surprising Ways AI Is Making People Money | Lel Smits • Day 98: 6 Pivotal Ways the Wealthy View Money Differently Than the Middle Class | Chad D. Cummings • Day 100: 7 Ways To Build Wealth — Even if You’re Starting From Zero | Marc Russell