Meet Anil Aggarwal — Your One-Stop Solution for Real Estate, Mortgages & Financial Planning

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No Income Verification Investor Program (DSCR Loan)
Built for real estate investors who want fast, flexible financing without traditional income docs.

✅ 640+ Credit Score
✅ Up to 80% LTV
✅ Loan Amounts up to $2.5 Million
✅ Up to $1M Cash-O

No Income Verification Investor Program (DSCR Loan)

Thanks to the stock market's run-up, your borrowers can buy a home by leveraging their investment holdings without selling them.

Use 100% of 401K balances regardless of borrower age.
No income documents or employment information is require

Use 100% of 401K balances regardless of borrower age. No income documents or employment information is required.

Today’s world is shifting the way we work and live, namely by having both now occur in the same place –
your client’s future home. Many homes on the market weren’t built with this new environment in mind, but there
are renovation programs out there that allow your client to combine the purchase of a home with the cost of its
renovation; so now any home can be “remote-ready.”
Renovation loans are perfect for:
We offer Fannie Mae® HomeStyle, which allow your clients to build a granny-flat or ADU, or our FHA 203(k)
programs are great when the addition will be part of the existing structure. These programs are in combination
with a purchase mortgage, meaning your clients can take advantage of today’s low interest rates and get the
funds they need for renovation all in a single loan.
If you have clients looking to purchase and make their home ready for today’s work and school environment,
let’s talk about these programs as they can be much lower-cost than financing with a HELOC or credit card.
Renovation Program Lineup:
Accessory Dwelling Units (ADU) Home Schooling Home Offices
FHA 203(k) Standard and Limited:
• 3.5% down
• Attached room, ADU or
story additions
• Completion of unpermitted
structures allowed
*Standard 203(k) only
USDA Renovation:
• Purchase with $0 down
• USDA eligible properties
• Repairs allowed on existing ADUs
• Additions, structural alterations
or reconstruction

Make Your Home “Remote-Ready” with a Renovation Loan

Free download: Make Your Home “Remote-Ready” with a Renovation Loan

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@anil4mortgage

Meet Anil Aggarwal — Your One-Stop Solution for Real Estate, Mortgages & Financial Planning

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